When does the right become a crime?

I have often heard people say that "the government should stay out of women's 'health care' choices, their bodies, and their personal decisions". I totally agree what they mean, and even where they are coming from, however, I do not agree with them when those "personal decisions and health care choices" really mean ending a human life (killing, murdering).

If a woman has a human being growing in her, is it really her right to end that life?
Is that growing human being not considered a person because she or he (it?) is unwanted, or was not planned?

Is it murder if a human being is killed at 1 month of gestation? 3 months? What about 6 or 7 months of gestation? Is that considered murdered? What if the still developing in the womb being is killed at 39 or 40 weeks of gestation? Is that murder?

It should be the woman's right to decide.... That is the politically correct answer. It should still be her decision if that baby lives or not at 1 day old, or a week old (babies are so needy), or when they are 1 or 2 months old (they cry so much). The woman who had that baby in her belly should have the right to decide if that life continues or not, if that heart will continue beating or not... That should totally be our decision as women... Right?